Start saving soon, with a free Home Loan Health Check

 Above: Branch Manager Hayley Saunders with Principal Paul Lowik and Woombye State School kids. It’s about community.

With cost-of-living pressures rising and interest rates continuing to move, Woombye Community Bank is urging homeowners to take a closer look at their mortgage.

Their free Home Loan Health Check is a no-obligation review that helps identify better products, missed savings, and more efficient structures.

“For many people, it’s been years since they’ve reviewed their home loan – and their circumstances may have changed significantly,” said Branch Manager Hayley Saunders. “We look at the whole picture: your loan, your goals, and your budget. Even small adjustments can make a big impact over time.”

Ms Saunders said the process was personal and pressure-free. “It’s about giving people the tools and support to make informed decisions. Some realise they’ve been paying for features they don’t use, or that their fixed term has ended and they’re now on a higher variable rate.”

With access to Bendigo Bank’s full product suite, the Woombye branch offers competitive options backed by national resources—while remaining proudly community-owned.

“When you bank with us, you’re not just a number,” Ms Saunders said. “We take the time to understand your financial goals, and we genuinely want to help you achieve them.”

Every new customer also contributes to the community. “Profits from our branch are reinvested locally through grants and sponsorships,” she said. “So it’s not just about your finances—it’s about supporting the wider Woombye region too.”

• To book a Home Loan Health Check, contact the Woombye Community Bank on 5442 1311 or visit the team at 1a/33 Blackall Street, Woombye. Find out more at www.bendigobank.com.au/woombye

A small switch can have a big impact

 What if switching banks didn’t just benefit your back pocket—but your whole community?

That’s the reality at Woombye Community Bank, which has returned more than $350,000 to local schools, clubs and community organisations since opening in 2009. And the more people who bank with them, the greater the impact.

“When people open an account, refinance a home loan or take out a business product with us, those profits are reinvested directly into our district,” said Branch Manager Hayley Saunders. “It’s banking that feels personal—and purposeful.”

The bank’s profit-with-purpose model means the funds stay local. In 2024 alone, over $50,000 supported sporting clubs, emergency services, disability support, and community events.

“Our customers’ everyday banking is helping to fund new playgrounds, upgrade facilities, and provide vital services,” Ms Saunders said. “It’s a ripple effect. You’re doing something good for your finances – and something great for your town.”

The Woombye branch is part of the broader Bendigo Bank network, giving customers access to award-winning service and competitive products, with the benefit of local staff who understand the area.

“It’s all about connection,” Ms Saunders said. “People want to talk to someone they trust – and they want their bank to care about the things they care about.”

• Visit www.bendigobank.com.au/woombye | 1a/33 Blackall Street, Woombye | 5442 1311